California Home Loan Specialists for Over 2 Decades - Call 800.648.5363

FAQs

Q?

Is there a fee charged if I complete the online application?

A.

No, we are not charging any fee for any online loan applications. So, be assured and share your requirement with us.

Q?

Can I apply for a loan before I find a property to purchase?

A.

Yes, applying for a mortgage loan before you find a home may be the best thing you could do. When you apply in advance, we issue a pre-qualification letter subject to you finding your new home. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. The pre-qualification process helps assure that you are looking in the right price range to comfortably fit in your budget. Having been pre-qualified for a mortgage may also give more weight on any offer you make.

When you find the perfect home, simply call your AllState Lending's Loan Officer to complete your application. At this point, you may lock in your rates and we will complete processing your application.